:root{--blue:#1a5da8;--deep:#10243b;--ink:#222;--muted:#687484;--line:#dfe5eb;--paper:#f5f7fa;--white:#fff;--orange:#e68a20}
*{box-sizing:border-box}body{margin:0;font-family:Arial,Helvetica,sans-serif;background:var(--paper);color:var(--ink);line-height:1.65}a{text-decoration:none;color:inherit}a:hover{color:var(--blue)}
.topline{background:#10243b;color:#fff;font-size:13px}.topline .wrap{max-width:1240px;margin:auto;display:flex;justify-content:space-between;padding:8px 20px}.header{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:20}.header .wrap{max-width:1240px;margin:auto;display:flex;justify-content:space-between;align-items:center;padding:15px 20px}.logo{font-size:28px;font-weight:900;color:var(--blue)}.logo small{display:block;font-size:11px;color:var(--muted);letter-spacing:.14em}.nav{display:flex;gap:18px;align-items:center;font-size:14px;font-weight:800}.download{background:var(--blue);color:#fff;padding:9px 13px}
.page{max-width:1240px;margin:0 auto;padding:22px 20px}.hero{display:grid;grid-template-columns:300px 1fr;gap:24px}.side{background:#fff;border:1px solid var(--line)}.side h3{margin:0;background:var(--deep);color:#fff;padding:15px 16px;text-transform:uppercase;font-size:14px}.side a{display:block;padding:12px 16px;border-bottom:1px solid var(--line);font-weight:900}.side .note{padding:16px;color:var(--muted);font-size:14px}
.banner{min-height:455px;background:linear-gradient(112deg,rgba(16,36,59,.92),rgba(26,93,168,.76)),linear-gradient(135deg,#e4e9ee,#fff);color:#fff;padding:46px;display:grid;grid-template-columns:1fr 320px;gap:28px;align-items:end}.banner h1{font-size:48px;line-height:1.05;margin:10px 0}.eyebrow{letter-spacing:.18em;text-transform:uppercase;color:#cde7ff;font-weight:900;font-size:12px}.btn{display:inline-block;background:#fff;color:var(--blue);padding:12px 18px;font-weight:900;margin-top:14px}.finder{background:#fff;color:var(--ink);padding:22px;box-shadow:0 18px 42px rgba(0,0,0,.2)}.finder b{color:var(--blue)}.finder input{width:100%;padding:12px;border:1px solid var(--line);margin:10px 0}
.product-bar{margin:24px 0;display:grid;grid-template-columns:repeat(3,1fr);gap:14px}.product-tab{background:#fff;border:1px solid var(--line);padding:18px}.product-tab b{color:var(--blue);display:block}
.section{background:#fff;border:1px solid var(--line);padding:26px;margin:22px 0}.section h2{margin-top:0;color:var(--deep);font-size:30px}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}.card{border:1px solid var(--line);padding:18px;background:#fbfdff}.card b{color:var(--blue)}.list article{display:grid;grid-template-columns:130px 1fr;gap:18px;border-top:1px solid var(--line);padding:16px 0}.label{color:var(--orange);font-weight:900}
.layout{display:grid;grid-template-columns:300px 1fr;gap:24px}.content{background:#fff;border:1px solid var(--line);padding:30px}.breadcrumb{font-size:13px;color:var(--muted);margin-bottom:14px}.content h1,.article h1{font-size:39px;line-height:1.12;color:var(--deep)}.article h2{margin-top:30px;color:var(--blue)}.risk{border-left:5px solid var(--orange);background:#fff7ed;padding:14px;margin:18px 0;font-weight:800}.faq details{border:1px solid var(--line);padding:12px;margin:10px 0;background:#fbfdff}
.footer{background:#10243b;color:#e5eef8;margin-top:40px}.footer .wrap{max-width:1240px;margin:auto;display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:25px;padding:30px 20px}.footer h4{color:#fff}.footer a{display:block;color:#e5eef8;margin:7px 0}
@media(max-width:900px){.hero,.banner,.layout{grid-template-columns:1fr}.product-bar,.cards,.footer .wrap{grid-template-columns:1fr}.banner h1{font-size:34px}.nav{display:none}}